Copywriter in Los Angeles, CA — Money Diary

Occupation: Copywriter
Industry: Commercial Real Estate
Age: 42
Location: Los Angeles, CA
Salary: $75,000
Net Worth: ~$264,000 (home: $850,000, savings: $6,000, checking: $8,000, investments: $2,000, 401(k): $2,000, minus debt. My husband makes $85,000 but our finances are separate and we split everything evenly. The only thing we share financially is we jointly own the home and have a joint account specifically for mortgage payments.)
Debt: Mortgage: $538,000, car loan: $40,000, personal loan: $25,000, credit card: $1,000
Paycheck Amount (biweekly): $1,884
Pronouns: She/her

Monthly Expenses
Mortgage: $3,130.47, which I split with my husband, so my portion is $1,617
HELOC: $200
Car: $675 for car
Personal Loan: $500 (split with husband, my share is $250)
Utilities: $255
DirecTV: $110
Hulu and Netflix: $15 (I pay half, husband pays other half)
Savings: $900
401(k): $150, deducted pre-tax from paycheck
Health Insurance: $269, deducted pre-tax from paycheck
Cardio Barre Subscription: $39
Pet Medication/Expenses: $200
Duolingo: $83 annually

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